Hey this maybe a stupid question but I don't want to get nailed with a fine nor spend $99 when not needed:
I purchased an image from big stock(same as Istock) a few months ago to redesign a logo for my company. I did not purchase the $99 extended license(Which is necessary for: "merchandise for sale and web templates") and added my name and contact info for my logo(which I use on letter head and business cards). I do not sell merchandise and I believe a web template is the layout not whether the image is in the banner but want to confirm. Bigstock's office is closed today otherwise I'd contact them and our website is ready to go live.