I need to create an LLC for the (small) amount of side work I do. I am the only person involved and that doesn't look like it will ever change although stranger things have happened I suppose. I am married if that is significant, which is probably the main reason I'd like to have an LLC. I am in the state of Maine, which from my limited searching, sounds significant here as I guess the state is complicated in this regard.
I am not 100% clear on the role of a Commercial Registered Agent vs Noncommercial Registered Agent.
It sounds like this is basically just a person that is willing to accept legal documents in the event there is a problem (like I get sued for example). Is this correct? Is there anything else this person is responsible for? Why must I designate a person to do this?
It appears as though a Commercial Registered Agent will incur a yearly fee that is significant for what I do (again, small amount of side work, not making tons of money off this). I think creating an LLC is much more for legal protection in my case than it is for the sake of "being a business". I've seen a few mentions online about listing myself as a Noncommercial Registered Agent. Is this something that would make sense here?
What exactly is the difference between a CRA and NRA? Does it have to do with the type of business, or the type of agent?
In the event I am served with some sort of legal document, it would be then that I could obtain a lawyer if needed regardless of a CRA or NRA correct? Am I bound to the CRA in any way to use them (most of the CRA's in the area appear to be lawyers or connected to law firms). A CRA must have a physical location in the state of Maine.
Is there anything else here that I probably don't know that I should? My common sense says I should be able to list myself, and in the event I'm sued or whatever, I can seek a lawyer at that time.
Unrelated to the CRA/NRA thing… is the Operating Agreement. Everything I've read about these makes it sound like it's primarily to define and outline ownership and responsibilities between multiple owners. If I'm by myself does it make sense to skip this? It's not required in Maine. If in the unlikely event another person enters the picture, is there any problem creating this later when/if that happens?
Thanks for any insight.